This information may change. Always check the official source.Last verified: September 2026 by

The naira. ATMs and the streets around banks are a named crime risk, card fraud is common, and carrying a lot of cash is exactly what you are told not to do.

Cash

  • Areas around banks and ATMs have seen a spike in criminal activity. Take extra care withdrawing cash, and especially at night.
  • Avoid carrying large amounts of cash, and do not wear a valuable watch or jewellery. The FCDO notes that visiting British nationals are targeted for perceived wealth.
  • Withdraw inside a bank or a mall rather than at a street machine where you can, and go by pre-arranged transport.

Cards

  • Credit card fraud is common. Keep the card in sight when you pay a bill, and check the machine before you tap.
  • Tell your bank you are travelling. A first Nigerian transaction is a classic trigger for an automatic block.

Scams

  • British nationals are increasingly targeted by scammers operating in West Africa, in romance, friendship, business venture and job forms. Be cautious about any request for funds, and about a first face-to-face meeting with someone you met online.
  • If you are emailed about sending money to Nigeria for someone you know, contact that person directly. That is the specific check the FCDO asks people to make.

One drink warning that belongs here

  • There have been deaths from alcoholic drinks containing methanol, particularly unlicensed traditional gin. You cannot taste or smell it. Buy sealed, licensed products, and get urgent medical help if someone is unwell after drinking.

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What this guide was checked against. Rules and prices change — follow the official link before you rely on a detail.