This information may change. Always check the official source.Last verified: August 2026 by

Cash, cards and the 3 per cent that surprises people

Cards work at resorts, usually with a 3 per cent surcharge. ATMs cap out at FJD 2,000 a day. Buses, taxis, markets and small restaurants are cash.

The currency

  • The Fiji dollar (FJD). Notes and coins carry Fijian flora and fauna rather than a head of state.
  • Currency exchange desks and ATMs are in the Nadi arrivals terminal, which is the easiest place to get your first cash.

Cards

  • Most resorts, restaurants and shops take cards, and ATMs are widely available in the main centres.
  • Expect a surcharge of about 3 per cent on card payments at resorts and activity operators. It is normal here and it is disclosed, but it is not in the advertised price.
  • You need cash for buses, taxis, supermarkets, markets, retail shops and some local restaurants. That is most of a day outside a resort.

ATMs

  • FJD 2,000 is the daily withdrawal limit at a Fijian ATM, whatever your own bank allows.
  • Withdraw before heading to a remote area or an outer island. Cash machines thin out fast once you leave the main towns.
  • Be careful at ATMs. The FCDO flags card skimming and data theft in Fiji specifically.

The declaration, again

  • More than FJD 5,000 in, more than FJD 10,000 out, and you declare it.

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Sources (3)

What this guide was checked against. Rules and prices change — follow the official link before you rely on a detail.