EHIC and GHIC both work, care is good and in English, and the heat is the main hazard.
Cover
- EU and EEA visitors: carry your EHIC. It gives access to state healthcare on the same terms as a resident.
- UK visitors: the GHIC does the same job. Neither card is travel insurance, and neither covers repatriation or a private clinic.
- Travel insurance still matters for anything the state system does not cover.
- Care is delivered in English, which removes the usual friction entirely.
- Mater Dei is the main hospital; Gozo has a general hospital at Victoria.
The heat
- This is the practical health risk. Maltese summers are severe and there is very little shade.
- Heat exhaustion and sunburn are what actually put visitors in clinics here.
- Drink far more water than feels necessary, and treat the middle of the day as indoor time in July and August.
Everyday health
- Tap water is safe but tastes strongly of desalination. Most residents drink bottled or filtered.
- Pharmacies are well stocked and pharmacists advise in English.
- Jellyfish appear seasonally; local advice at the beach is reliable.
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