No EHIC; travel insurance is essential and the good hospitals are in Podgorica.
Cover
- The EHIC and GHIC do not apply - Montenegro is outside the EU and EEA.
- Travel insurance is essential, including repatriation.
- The main hospitals are in Podgorica. Coastal towns have clinics that handle routine problems and refer anything serious inland.
Everyday health
- Tap water is safe in the towns.
- Pharmacies (apoteka) are well stocked.
- Ticks are present in the forests; the usual precautions apply.
- Summer heat on the coast is severe - the practical health risk for most visitors is sunburn and dehydration, not anything exotic.
Getting treated
- Podgorica has the Clinical Centre of Montenegro, the country's main hospital and the referral point for anything serious.
- Kotor, Budva and Herceg Novi have clinics that handle routine problems and refer inland.
- Pharmacies (apoteka) are open long hours in the coastal towns in season and there is a duty rota out of it.
- Doctors in the tourist areas commonly speak English; inland, less so.
The summer risks
- Heat and sun are what actually affect visitors. The coast is exposed and August routinely passes 35 C.
- Sea urchins are common on the rocky coves - swim shoes prevent the commonest injury on this coast.
- Jellyfish appear in some seasons; local advice at the beach is reliable.
- Mosquitoes are persistent on the coast in the evening.
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