Money, cards and ATMs in Serbia

The dinar, not the euro

• Serbia uses the Serbian dinar (RSD). It is not in the eurozone and has no adoption date.
• Euro cash is widely accepted informally in tourist places - at a rate that favours the seller. Pay in dinars.
• Cards work in cities, less reliably in villages and at market stalls.
• Change money at a bank or a licensed exchange office (menjacnica), which are everywhere and post their rates.

ATMs

• Always refuse the machine's offer to charge you in your own currency. Dynamic currency conversion at an ATM or a card terminal costs several per cent, every time, and the offer is worded to sound helpful. Choose the local currency and let your own bank convert.
• Use bank ATMs rather than the independent machines in tourist areas, which add their own fee on top.
• Beware the standalone Euronet machines in tourist areas across the region. They add a large fee and push dynamic currency conversion hard. Use a bank's own machine.

Tipping

• Rounding up is normal, 10 per cent for good restaurant service.